Built by a Certified Liability Advisor · 70+ calculators

Every borrowing decision your clients face — answered, in seconds.

LendsightAI turns 70+ lending, housing, and debt calculators into clear, shareable answers — so you stay the trusted expert in every conversation. No signup. No client data stored. Instant.

Run any calculator free — no client account needed.
70+
calculators, one platform
$0
client data stored, ever
Instant
AI analysis on every result
LendsightAI mortgage refinance calculator with live AI analysis
Live & interactive below — try it

See a sample refinance widget in action.

Drag the sliders. The math updates instantly — exactly like it does for you and your clients inside LendsightAI.

Mortgage Refinance

Loan balance$350,000
Current rate7.25%
New rate6%/6.12% APR*
Remaining term30 yrs
Your client saves
$289/mo
Lower monthly payment after refinancing
New monthly payment
$2,098
Lifetime interest saved
$104,108

That's 1 of 70+. Want the full suite? Run any of them free — no account, no client data.

This calculator is for informational purposes only and does not constitute a loan offer nor is it guaranteed to be accurate. *APR assumes a Finance Charge of $5,000 on a loan amount of $400,000.

Most financial advice focuses on what clients own.

Stocks. Bonds. Portfolios. But for most households, the biggest financial expenses are about what they owe — the mortgage, the refi, the second home. And most advisor tools have nothing to say about it.

"Should I refinance, or wait for rates to drop?"
"Should I pay off this loan or invest the difference?"
"How does a second home impact my retirement plan?"
"What would it take to be debt-free by retirement?"
"Every financial conversation is a calculation."

Behind every "what should I do?" there is math. Tradeoffs. Opportunity cost. LendsightAI turns those conversations into clear answers — so you stay the trusted expert with the right answer at the right time.

Net worth has two sides: what you own and what you owe. Most advisory tools only model assets you own. LendsightAI is built for the other side of the balance sheet — the debt and the borrowing that drives expenses up.

Calculators save zero client data. You don't even need a name — just the numbers. No accounts, no records, no risk.

No names needed Nothing stored

Four steps to a better client conversation.

From calculation to confident advice — the whole workflow is right here.

Step 01

Run a calculator

Purpose-built for lending, housing, and debt decisions. 70+ calculators, instant results.

Step 02

See the story

Each result shows tradeoffs, not just numbers. Break-even, cash flow, lifetime cost — all visualized.

Step 03

Add human insight

When a case gets complex, connect directly with a Certified Liability Advisor. Real expertise, on demand.

Step 04

Advise with confidence

Guide your client with clarity and proof. Share branded presentations they can take home.

Built for the other side of the balance sheet.

Advisor-first design

Every workflow is built around how you actually work with clients — not how a bank thinks about mortgages.

Liabilities meet assets

See how debt decisions ripple through a financial plan. Net worth has two sides — now you can work both.

AI + human expertise

Instant AI analysis on every calculation, backed by Certified Liability Advisors for complex cases.

No black boxes

Every output is explainable. You see the math. Your client sees the story. Everyone leaves with clarity.

Branded client reports

Share polished, branded PDFs with your clients — comparison tables, break-even charts, and your contact info.

Partner network

Generate referral links, embed calculators on your site, and tap a network of top lenders when you need them.

Built for the borrowing conversation.

If your clients borrow money, this is your half of the balance sheet.

Built for you first

Mortgage professionals supporting consumers!

Answer every borrowing question in seconds and turn the calculation into actionable guidance.

Try a calculator free
— Also built for —

Financial advisors

Answer lending questions without leaving your planning workflow.

Realtors

Show buyers the real financial picture — not just the listing price.

Insurance agents

Speak to a client's whole financial picture, not just coverage.

Accounting professionals

Bring debt strategy into tax and planning conversations.

Everything you'd ask before clicking.

Free for consumers, financial advisors, realtors, insurance agents, and accounting professionals — every calculator, no account required. For licensed mortgage originators, full access is $97/month, including branded reports, saved client scenarios, and the advisor network.
No. Calculators run with zero stored data — you don’t even need a client name. Create a free account only if you want to save scenarios or generate branded reports.
No. LendsightAI is built for any professional who advises on money decisions — loan officers, realtors, advisors, insurance, and accounting.
Yes — client presentations and PDFs carry your name, photo, and contact info, not ours.
A CLA is trained specifically in liability and borrowing strategy. When a case gets complex, you can connect to one directly for a second opinion.
Interactive side-by-side scenarios, "what-if" simulations, recorded explainer videos, and branded PDF reports.

Free for consumers and advisors. Paid Pro version for lenders.

Every calculator is free to run. Pro version unlocks the full professional power tools.

Free
$0/ forever

For consumers, financial advisors, realtors, insurance agents & accounting professionals.

  • All 70+ calculators, unlimited
  • Instant AI analysis on every result
  • No account & no client data stored
  • Side-by-side scenario comparisons

Cancel anytime. Prices in USD.

Bring clarity to every lending conversation.
Starting today.

Support your advice with real math supported by lending experts. Your clients are already asking the questions.

No account. No client data. No risk.